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Digital Lending

Our digital lending business focusses on consumption loans, personal loans, lines of credit and MSME loans. This is a completely digital, full stack technology-driven business with proprietary API-based origination, underwriting and loan management system.

We are predominantly B2B and work through front-end partnerships with leading fintech companies, OEMs and leading technology-driven aggregators. Our goal is to leverage technology to effectively underwrite new-to-credit and non-prime borrowers and to enable exponential growth with our partners.

The changing consumer lending landscape in india

Consumer credit rapidly growing

Market is underserved by traditional lenders who target limited sections and follow tradition/non-digital processes

Emergence of new class of digital borrowers with rising mobile internet penetration and e-commerce usage

Emergence of innovative credit solutions enabled by the confluence of data and technology

The changing consumer lending landscape in India

Consumer credit rapidly growing

Consumer credit rapidly growing

Market is underserved by traditional lenders

Market is underserved by traditional lenders who target limited sections and follow tradition/non-digital processes

Emergence of new class of digital borrowers

Emergence of new class of digital borrowers with rising mobile internet penetration and e-commerce usage

Emergence of innovative lending approach

Emergence of innovative lending approach led by data (India stack) and technology (data science and machine learning) availability.

Our teams are based out of Delhi, Mumbai and Hyderabad, and include deeply experienced technology and consumer professionals.

This is to notify the public that some unscrupulous persons may impersonate employees/representatives/agents of DMI Finance Private Limited (and its associated and group companies) and may have cheated some people. Please contact us if anyone using the DMI name acts suspiciously – for example, asks you to deposit money in the personal account of any individual or asks for a deposit of an advance EMI prior to a loan disbursal.