Digital Lending
Our digital lending business focusses on consumption loans, personal loans, lines of credit and MSME loans. This is a completely digital, full stack technology-driven business with proprietary API-based origination, underwriting and loan management system.
We are predominantly B2B and work through front-end partnerships with leading fintech companies, OEMs and leading technology-driven aggregators. Our goal is to leverage technology to effectively underwrite new-to-credit and non-prime borrowers and to enable exponential growth with our partners.
Consumer credit rapidly growing
Market is underserved by traditional lenders who target limited sections and follow traditional/non-digital processes
Emergence of new class of digital borrowers with rising mobile internet penetration and e-commerce usage
Emergence of innovative credit solutions enabled by the confluence of data and technology
The changing consumer lending landscape in India
Consumer credit rapidly growing
Market is underserved by traditional lenders who target limited sections and follow tradition/non-digital processes
Emergence of new class of digital borrowers with rising mobile internet penetration and e-commerce usage
Emergence of innovative lending approach led by data (India stack) and technology (data science and machine learning) availability.
Our teams are based out of Delhi, Mumbai and Hyderabad, and include deeply experienced technology and consumer professionals.
