Flipkart is one of India’s most trusted e-commerce platforms, with over 500 million registered users and thousands of product categories to choose from. With the rising demand for buy now, pay later and Easy EMI options, customers today prefer flexibility instead of paying a lump sum amount upfront.
This is where DMI Finance Easy EMI on Flipkart comes in. Whether you’re buying a smartphone, laptop, home appliance, or any other product, you can convert your purchase into simple monthly instalments, without needing a credit card, and it could be more beneficial for you during the ongoing Flipkart Big Billion Days Sale.
What is DMI Finance Easy EMI on Flipkart?
DMI Finance is a leading NBFC that offers personal loans, business loans and consumption loans. DMI Finance is also an EMI partner of Flipkart, allowing customers to buy products instantly and pay later through easy monthly instalments.
No credit card needed – eligibility is based on income & profile.
Digital EMI loan process – apply online in minutes.
Fast EMI approval at checkout.
Flexible tenures to suit your budget.
Benefits of Using DMI Finance EMI on Flipkart
Choosing Flipkart EMI with DMI Finance comes with multiple advantages:
No credit card required – simple eligibility check based on income & profile.
Fast approval with a seamless online process.
Wide product range – mobiles, electronics, furniture, lifestyle, etc.
Affordable EMIs – starting as low as ₹833/month (example based on minimum amount & tenure).
No hidden charges – transparent EMI structure
Trusted & Secure – DMI Finance is an NBFC registered with the Reserve Bank of India (RBI).
Instant refunds – in case of cancellations or returns
Features of DMI Finance Easy EMI on Flipkart
Loan Amount Range: ₹5,000 – ₹1.5 lakhs
Tenure Options: 6, 9, or 12 months
Collateral: None required
Process: 100% paperless and digital
Approval: Within a few minutes at checkout
What Can You Buy on Flipkart with DMI Finance EMI?
DMI Finance EMI covers almost everything available on Flipkart.
Smartphones & Gadgets – mobile phones, smartwatches, earbuds, fitness bands, etc.
Laptops & Tablets – gaming laptops, business laptops, budget-friendly notebooks, etc.
Smart Devices & Accessories – Bluetooth speakers, headphones, chargers, power banks, etc.
Electronics & Home Appliances – televisions, refrigerators, washing machines, microwave ovens, air conditioners, air purifiers, etc.
Home & Furniture – sofas, beds, dining tables, wardrobes, study desks, recliners, etc.
Kitchen Appliances – mixer grinders, induction stoves, chimneys, water purifiers, coffee machines, etc.
Baby & Kids’ Products – toys, prams, cribs, clothing, baby care items, etc.
Home Décor & Furnishing – curtains, rugs, bedsheets, wall art, lighting solutions, etc.
Fitness Equipment – treadmills, exercise bikes, dumbbells, resistance bands, etc.
Cycles & Outdoor Gear – bicycles, skateboards, camping equipment, etc.
Personal Care & Beauty – grooming kits, hair dryers, skincare products, perfumes, etc.
Applicant Eligibility Criteria
Criteria
Details
Age
21 – 55 years
Minimum Monthly Income
₹25,000 or above
Employment Type
Salaried & Self-Employed
Minimum Work Experience
Not mandatory
How to apply for DMI Finance EMI on Flipkart (Step-by-Step Guide)
Shopping on Flipkart with DMI Finance Easy EMI is fast, simple, and 100% digital. Just follow these steps:
Add Products to Cart
At Flipkart, add the product(s) you want to purchase to your cart.
At checkout, choose the “Flipkart EMI” payment option.
Fill in Basic Details
Enter your name, PAN, date of birth, monthly salary, employment type, and marital status.
Based on these details, your EMI eligibility will be checked instantly.
Confirm Eligibility
If you qualify, you’ll see a confirmation screen from DMI Finance.
Click “Confirm and Continue” to move forward.
Choose Your EMI Plan
Multiple EMI options (tenures & amounts) will be displayed.
Select the plan that best fits your budget.
Add your email ID for communication and EMI updates.
Complete KYC Verification
Take a selfie for verification.
Enter your Aadhaar number and click “Continue.”
Enter the OTP sent to your Aadhaar-linked mobile number.
Set Up Auto-Pay (E-Mandate)
Share your bank account details to register for E-Mandate.
This enables automatic EMI deductions every month.
Agree & Sign the Loan Agreement
Review the EMI policy agreement carefully.
Click “Agree & Sign” to accept the terms and complete the process.
That’s it! After these steps, your purchase will be successfully converted into easy monthly instalments with DMI Finance, and your product will be delivered to you.
Keep Aadhaar, PAN, and bank details ready for quick KYC.
Apply only for EMI amounts within your repayment capacity.
The DMI Finance Easy EMI on Flipkart is perfect for anyone who wants to buy on Flipkart with EMI, without needing a credit card. With fast approvals, flexible EMI options, and wide product coverage, it makes shopping both affordable and stress-free.
Next time you’re browsing Flipkart, choose DMI Finance EMI and take home your favourite products without worrying about lump-sum payments. Click here to buy now.
Frequently Asked Questions (FAQs)
1. What is DMI Finance Easy EMI on Flipkart?
DMI Finance Easy EMI on Flipkart is a digital credit facility that lets you convert your purchases into easy monthly instalments (EMIs) without needing a credit card. You can purchase mobile phones, electronics, appliances, and more, and pay in affordable EMIs.
2. How to use DMI Finance EMI on Flipkart?
Simply select DMI Finance at checkout under EMI options, complete KYC (if first time), and get approval.
3. Can I buy a mobile on Flipkart with DMI Finance EMI?
Yes, EMI for mobiles on Flipkart is one of the most popular categories.
4. Is DMI Finance EMI on Flipkart available without a credit card?
Yes, you don’t need a credit card. Eligibility is based on your income and profile.
5. What is the minimum purchase amount for DMI Finance EMI?
The minimum purchase amount is ₹5,000.
6. Which Flipkart products are eligible?
A wide range of categories are eligible, including mobiles, electronics, home, furniture, fashion, and more.
7. What is the loan amount range for DMI Finance EMI on Flipkart?
With DMI Finance, you can get an EMI facility for purchases between ₹5,000 and ₹1.5 lakhs, depending on your profile and eligibility.
8. What is the tenure available for DMI Finance EMI on Flipkart?
You can choose from flexible tenures of 6, 9, or 12 months, depending on the product value and your comfort.
9. How fast is the approval for DMI Finance EMI on Flipkart?
Once you fill in the required details, you’ll know your eligibility in seconds, and your purchase gets approved right at checkout.
10. Can I return a product purchased with DMI Finance EMI on Flipkart?
Yes. If you return or cancel your order, the EMI will be cancelled, and any refund will be processed as per the policy.
11. How are EMIs deducted when I buy on Flipkart with DMI Finance?
Your EMIs are automatically deducted each month via E-mandate (Auto-Pay) from the bank account you provided during the purchase.
