Applying for a personal loan is not a paperwork nightmare. At DMI Finance, we keep things simple. If youâre 23 or older, earning at least âč25,000 per month, and have a minimum credit score of 700, you can apply for a personal loan. The documentation is minimal, and the process is 100% digital.
In this blog, weâll walk you through the complete DMI Finance personal loan document list, so you know exactly what to keep ready, whether youâre a salaried individual or a self-employed professional.
Having your documents in order speeds up the process, improves approval chances, and helps you get your money faster. With DMI Financeâs e-KYC process, the days of printing, scanning, and couriering documents are long gone.
Everything is done digitally, from identity verification to income proof uploads, which makes it easier, faster, and more secure.
Here’s a clear breakdown of the documents needed for both salaried and self-employed applicants:
| Document Type | Salaried Applicants | Self-Employed Applicants |
| Identity Proof | PAN, Aadhaar, | Same as salaried |
| Address Proof | Utility Bill (gas connection, electricity or postpaid bills), Rental Agreement | Same as salaried |
| Income Proof | Last 6 monthsâ salary slips or Bank statement of last 6 to 12 months | ITRs, Bank statement of the last 6 to 12 months |
Note: This minimal document checklist ensures faster approval and fast disbursal with no physical paperwork required.
Your application will be submitted for review, and youâll be notified of approval shortly.
With DMI Finance, applying for a personal loan is secure, paperless, and hassle-free. Our document requirements are straightforward and designed to help you get funded without unnecessary delays. Whether you’re a salaried or self-employed, if you’re meeting the personal loan eligibility criteria, you can get the funds in your account within 24 to 72 hours of approval. Click to apply for a personal loan now. Â
1. What documents do I need to apply online with DMI Finance?
Youâll need a PAN card, an Aadhaar for KYC, either salary slips or a bank statement as income proof, and a Utility Bill for address proof.
2. Can self-employed applicants submit alternate income proofs?
Yes. Self-employed individuals can provide a bank statement as proof of income.
3. How long does it take to get the loan after submitting documents?
Once documents are verified, the loan application is approved, and you can receive funds within 24â72 hours.
4. Can additional documents be requested after submission?
In some cases, yes. If thereâs missing or unclear information, DMI Finance may request supplementary documents for faster verification.
5. Do I need to submit physical documents, or is digital submission allowed?
DMI Finance follows a 100% digital process; no physical paperwork is required.
5. How many months of bank statement do I need to upload?
A bank statement for 6 to 12 months is required, depending on the loan application. Â
6. Is there a difference in documentation for different loan amounts, like âč1 lakh vs âč5 lakh?
No, the document checklist remains the same regardless of loan size. Be it âč1 lakh or âč3 lakh.
