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  • DMI Personal Loan

What’s special about this loan?

Avail DMI personal loan to meet any financial requirement, be it for funding your wedding, travel, hospital bills, or any unplanned expenses.

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Instant Approval

Apply for a personal loan online with minimum documentation and get instant approval.
Flexible Tenure

Choose a tenure that suits your needs, from 6 to 48 months.

Attractive interest rate

DMI offers Personal Loan at attractive interest rates starting at 11.99% p.a to fulfill your dreams.
Everything is simpler with a plan

A simple EMI calculator to plan your payments.

If you take a loan of

₹

₹10,000 ₹10,00,000

For a duration of

Months

1 Months 4 Months

At an interest rate of

% p.a.

10% 24%

Your monthly EMI is

Total Interest

Principal Amount

₹

Total Amount Payable

₹

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Personal Loan in 3 simple steps

  1. Enter PAN number
  2. Get your loan offer and accept it
  3. Receive amount in your Bank account
Apply Now

What our customers' say

  • “Really one of the best financier, I got PL with less interest and higher amount, processing time was very quick. Really loved service. Thanks DMI Finance team.”

    Basawaraj P Sajjan

  • “Excellent service. My loan was pre-approved. I applied for 500000 today they processed my application and disbursed the funds to my bank account within 3 hours. Very much impressed by the service.”

    Nithin K

Frequently asked questions

1. Are there any advantages to applying for a Personal Loan online?

Yes, applying for a loan online has many advantages:

  • No need to visit any branch. Get a loan from the convenience of your home.
  • Quick disbursal. Get money in your account within a couple of hours.
  • No physical documents are required. Completely digital process.
  • Instant approval. Get the result of your loan application in real-time.
2. Are there any tax benefits associated with a Personal Loan?

No, there are no tax benefits associated with a Personal Loan.

3. What is the tenure for which I can get a DMI Personal Loan?

Personal Loan tenure can range from 6 months to 48 months.

4. Are there any pre-closure charges?

Yes, there are pre-closure charges associated with loans. They generally range from 2% to 4%.

5. What happens if I miss the due date to pay my EMI?

Missing an EMI payment can lead to late fees and negatively impact your credit score. Continuous defaults could result in legal action.

6. Is a Personal Loan available to salaried people only?

No, a Personal Loan is available to both salaried and self-employed individuals.

APR calculation example, if you are a salaried individual taking a loan amount of ₹50,000 at an interest rate of 20% p.a. with a tenure of 12 months, the amount disbursed to your account would be ₹47,846 after deducting the following applicable fees and charges: Processing Fee: ₹1,625 (3.25%)Onboarding Fee for New Customers: ₹200GST on Onboarding and Processing Fee: ₹329Your EMI will be ₹4,632 for 12 months, with a total repayment amount of ₹55,580. The total interest payable will be ₹5,580, at an Annual Percentage Rate (APR) of 32.68%.* The exact tenure and interest rate may vary as per the policies of the company in vogue, based on and not limited to the customer profile, past track record, loan amount, etc.