Download DMI Finance App! Click here
A simple EMI Calculator to plan your loan repayments.
₹5,00,000 ₹3,00,00,000
12 Months 240 Months
11% 20%
Your monthly EMI is
Total Interest
Principal Amount
₹
Total Amount Payable
₹
A Loan Against Property (LAP) lets you access funds by using your property as collateral - without selling it. LAP offers higher loan amounts, lower interest rates, and longer tenures, making it ideal for business needs such as expansion, operating expenses, fixed asset purchase, or related purposes. DMI Finance also offers loans for purchase of a commercial property.
This loan offers from ₹5,00,000 to ₹3,00,00,000, making it suitable for both medium funding requirements and larger growth plans.
DMI Finance offers a tenure range from 12 months up to 240 months, so you can choose the payment plan that fits your budget.
Built for business needs such as expansion, purchase of commercial property, operating expenses, fixed asset purchase, and related purposes.
Apply at your convenience, and DMI Finance handles the remaining steps with simple checks and physical verification.
A LAP is a secured loan in which a borrower mortgages immovable property to raise funds. The property remains mortgaged to the lender until the loan is fully repaid.
DMI Finance LAP is intended for MSMEs, small- and mid-sized corporates, nano entrepreneurs, self-employed business owners, and eligible salaried individuals, subject to creditworthiness and policy checks.
Loan ranges typically start from ₹5 lakh and can go up to ₹3 crore, depending on the ticket segment, repayment capacity, borrower profile, and collateral assessment.
DMI Finance may consider residential, commercial, industrial properties and plots as collateral, subject to technical/legal checks and policy norms.
Common use cases include business expansion, operating expenses, fixed asset purchases, and sales/marketing spend. An end-use undertaking is part of the documentation.
Tenure ranges from 12 months to 240 months, subject to an assessment of the loan application.
The process includes capturing business/personal details, financial assessment, credit and collateral checks, offer confirmation, KYC/KYB and verification steps, legal/technical reports, as applicable, agreement signing (including KFS), and disbursal, subject to fulfilment checks.
Borrowers can reach DMI Finance for post-disbursal support (e.g., statement requests, repayment schedules, pre-closure queries) via the contact centre or email.
