Download DMI Finance App! Click here
Anyone can join. Even if you’re new to DMI Finance, you can download the app and start referring right away. You get the reward when they apply and get their loan disbursed through your referral link. Start sharing in seconds and earn on every successful referral.
1. Download & sign up on the DMI Finance app
2. Go to Refer & Earn, generate your unique referral link, and share it on WhatsApp/SMS/any platform
3. Earn Plus Coins once your referee gets the loan.
1. Open the DMI Finance app
2. Go to Plus Coins Zone / Rewards
3. Tap Redeem and choose from the available options shown in the app
No limit on how many referrals you can make. You can earn unlimited coins with every successful disbursal. Start Referring.
| Who earns | Reward for successful loan disbursal | Value | Notes |
|---|---|---|---|
| Referrer | Up to 8,000 Plus Coins | ₹2,000 | No maximum earning cap |
| Referee (your friend) | Up to 4,000 Plus Coins | ₹1000 | Must sign up via referral link |
Reward timelines may vary depending on validation checks and campaign rules.
1 Coin Value = ₹0.25 (Redeemable in-app only)
It’s a referral program in which you share your unique referral link with friends or family. When your friend signs up through your link and gets a loan disbursed, both of you can earn Plus Coins (subject to verification and T&Cs).
You can refer anyone who may want a DMI Finance Personal Loan or Business Loan.
Open the DMI Finance app → go to Refer & Earn → tap Share/Refer Now → share your referral link via WhatsApp, SMS, or any platform.
You earn up to 8,000 Plus Coins (₹2,000 in value) for each successful referral after your friend’s loan is disbursed and the system verifies it.
The referee earns up to 4,000 Plus Coins (₹1000 value) after loan disbursal through your referral link (subject to verification).
Rewards are credited after successful loan disbursal and verification checks. Timelines can vary based on system validation and campaign rules.
Currently, there is no fixed limit on the number of people you can refer.
You can redeem coins in the Plus Coins Zone/Rewards section within the DMI Finance app.
Common reasons include: the friend didn’t sign up via your link, attribution wasn’t captured, the loan wasn’t disbursed, verification is pending, or the referral didn’t meet campaign conditions.
Yes. Rewards may be withheld or reversed in cases such as loan cancellation/reversal, duplicate referrals, system errors, or suspected misuse, as per the T&Cs.
